Lyn Ryan GroupLife Planning & Financial Protection

Short Term Disability

Income protection during temporary illness or injury — keep your bills paid while you recover.

What is Short Term Disability?

Short term disability insurance replaces a portion of your income if you become temporarily unable to work due to illness, injury, or surgery. Benefits typically last from a few weeks up to six months, providing a financial bridge while you recover.

Short Term Disability Types

Key Features

  • •Typically replaces 60–70% of your pre-disability income.
  • •Coverage for injuries, surgeries, illnesses, and pregnancy/childbirth.
  • •Benefits usually begin after a short waiting period (7–14 days).
  • •Affordable premiums for significant income protection.

Don't let a temporary setback become a financial disaster. Let us help you find coverage.

We do not offer every plan available in your area. Currently we represent [SITE ADMIN: ENTER APPROVED ORGANIZATION COUNT] organizations which offer [SITE ADMIN: ENTER APPROVED PRODUCT COUNT] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. Not connected with or endorsed by the United States government or the federal Medicare program.