Lyn Ryan GroupLife Planning & Financial Protection

Long Term Care

Coverage for extended care needs as you age — protect your savings and maintain your independence.

What is Long Term Care?

Long term care insurance helps cover the cost of extended care services that regular health insurance and Medicare don't cover, such as assistance with daily activities like bathing, dressing, and eating. Care can be provided at home, in an assisted living facility, or in a nursing home.

Long Term Care Types

What Long Term Care Covers

  • •In-home care: personal aides, skilled nursing, and therapy services.
  • •Assisted living facilities and adult day care centers.
  • •Nursing home care for those who need 24-hour supervision.
  • •Some policies include benefits for home modifications and caregiver training.

Why Plan Ahead?

  • •About 70% of people over 65 will need some form of long-term care.
  • •The average nursing home stay costs over $90,000 per year.
  • •Premiums are significantly lower when you apply at a younger age.

Plan ahead and protect your family's future. Contact us to explore your options.

We do not offer every plan available in your area. Currently we represent [SITE ADMIN: ENTER APPROVED ORGANIZATION COUNT] organizations which offer [SITE ADMIN: ENTER APPROVED PRODUCT COUNT] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. Not connected with or endorsed by the United States government or the federal Medicare program.