Lyn Ryan GroupLife Planning & Financial Protection

Indemnity Plans

Fixed cash benefits paid directly to you — use the money however you need it.

What is Indemnity Plans?

Indemnity insurance plans pay you a fixed, predetermined benefit amount when you receive a covered medical service, regardless of the actual cost of care. The cash benefit is paid directly to you, not to the provider, giving you flexibility in how you use the funds.

Indemnity Plans Types

How Indemnity Plans Work

  • •You receive a set dollar amount for covered events like hospital stays, doctor visits, or surgeries.
  • •Benefits are paid to you regardless of what your other insurance covers.
  • •No network restrictions — see any provider you choose.
  • •Great as a supplement to high-deductible health plans.

Contact us to see if an indemnity plan is right for your coverage needs.

We do not offer every plan available in your area. Currently we represent [SITE ADMIN: ENTER APPROVED ORGANIZATION COUNT] organizations which offer [SITE ADMIN: ENTER APPROVED PRODUCT COUNT] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. Not connected with or endorsed by the United States government or the federal Medicare program.